We provide liability, physical damage, and additional coverage.

Liability insurance is required by North Carolina State Law and protects you in case you have an at fault accident.

Physical damage covers damage to your auto and is required if you are making payments. “Collision” covers damage to your auto due to accidents. “Other Than Collision” covers your auto for fire, theft, wind storm, flying objects, hail and other natural perils.

Medical Payments is available to protect you incase you are injured. This coverage is optional.

Towing and car rental coverage is available but is not required.